Do I need proof of purchase to file a claim?

Why no-proof claims exist

Courts know nobody keeps a grocery receipt for four years. If a settlement covers something ordinary — pork, soap, an app you used — requiring receipts would mean almost nobody gets paid, so most consumer settlements accept a sworn attestation instead. That checkbox is legally meaningful: filing a claim for a product you never bought is fraud, and administrators do reject suspicious claims.

What counts as proof when you have it

• Receipts and order confirmations — email receipts count.
• Order history pages from the retailer's site (Amazon, Target, and most chains keep years of history).
• Credit card or bank statements showing the purchase.
• Account records: for settlements about a service or app, having had the account often is the proof.
• Loyalty-card purchase history, which grocery chains can export on request.

When proof is genuinely required

Settlements over big-ticket or fraud-prone claims — large reimbursements, out-of-pocket losses from a data breach, tenancy records — usually require documentation for the larger payment tiers. The settlement's official claim form always spells out which tiers need what. OwedList marks every settlement as “no receipt needed”, “proof required”, or “unclear” right on its page, so you know before you start.

Open right now

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